Overdraft Protection*
Short on funds?
We’ve got your back.
Optional Overdraft Service* gives you a 24-hour grace period. Avoid an overdraft fee if you bring your Account to a positive available balance within 24 hours from the time of the first transaction that created the negative balance.
How it works
Sign up for Netspend Debit account and opt-in and meet the eligibility requirements for Overdraft Protection*.
If your purchase exceeds your balance, Overdraft Protection* will cover it.
Avoid an overdraft fee by bringing your balance positive within 24 hours.