No credit check2
No minimum balance
No activation fee3
Choose the right product for you
Netspend®
Prepaid Card
Pay as you go7
Do more with your money today:
- Available today at a retailer near you
- Cash Reloads at reload locations6
- Netspend Rewards4
Netspend®
Debit Account
$5/mo7
Even more benefits:
- Get paid up to 2 days faster1
- Up to 6.00% Annual Percentage Yield (APY)8 Savings
- Optional Overdraft Protection5
- Netspend Rewards4
Free reloads* everyday at H‑E‑B
Skip the fees and enjoy free daily reloads* at your local H‑E‑B.


We’ve got you covered with Overdraft Protection.5















